Good Habits Financial helps you develop and implement strategies designed to protect your financial independence and live the lifestyle you’ve earned.
Plan Ahead
5 Big Threats to Your Retirement
As your career winds down, consider incorporating time-tested strategies to help protect your nest egg and generate income for life.
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Our Mission
Clients work with Good Habits Financial to gain a better understanding of ways to achieve financial independence in their lives. We share a process that discovers and focuses on achieving the intentions that matter the most to our clients. The real benefit of working with Good Habits Financial is the confidence gained in knowing that you can live the lifestyle you’ve earned.
”Quite simply, we help our clients form Good Habits with their money.
Michael Patterson
Founder & Financial Professional
Michael Patterson joined the financial services industry in 2008 as part of John Hancock Financial Network and moved to Mass Mutual Financial Services in 2013. In 2017, Michael formed Good Habits Financial with the intention of working with clients to help them instill sound financial strategies using insurance and annuity products. Michael is also intimately involved in implementing protection strategies within his clients’ and overall plans.
Retirement Income Strategies
Retirement is fast approaching, or maybe you’ve just retired. Either way, you know need to make a plan so you will have income for life. We’re ready to help you make sure your money lasts as long as you do. We’ll look at your current retirement savings and calculate how much income you can expect during retirement. We can discuss any issues that could prevent you from achieving the retirement you want.
Asset Protection Strategies
Being prepared for retirement isn’t just about saving, it’s also about generating an ongoing income so you can retire with confidence. You’ve worked hard all of your life to build a comfortable savings and establish your home equity – and these achievements merit protection.
Life & Long-term
Care Insurance
By purchasing disability, long-term care, life, and health insurance, individuals can manage risks in their lives. We will evaluate your situation, compare options, and recommend an appropriate and cost-effective solution to protect your wealth and well-being.
Annuities
An annuity is commonly used as part of a retirement strategy. They can play an important role in your retirement plan. Whether you are trying to increase your retirement savings or you need guaranteed income now, there are annuity solutions that you should consider. The goal of annuities is to provide a steady stream of income during retirement.
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